Marketplaces settle in cycles, gateways in batches, each with its own fee logic and file format. Finnoto matches every payout line to the order it belongs to, validates every commission against your rate card, and ties the whole thing to your bank credit.
Illustrative product behaviour - values shown are examples.
Every channel settles differently - commissions, storage, ads, TCS, TDS, returns offsets - and the only version of truth is a file designed to be hard to read.
Amazon settlement reports, Flipkart SPF files, gateway MIS, QC payout sheets - each cycle lands as thousands of rows that Excel recon can sample, not cover.
Commission slabs change, weight disputes reclassify, ad spend offsets - a 1-2% fee drift across lakhs of orders is invisible per order and enormous per quarter.
Orders delivered but never settled don't announce themselves. Without order-level tracking they surface months later - past the dispute window.
Amazon, Flipkart, Myntra, Nykaa, quick commerce (Blinkit, Zepto, Instamart), D2C gateways (Razorpay, PhonePe, Paytm) and COD remittances from 3PLs - normalised into one reconciliation.
Finnoto packages the evidence - order, rate card, settlement line - and files through the channel's dispute mechanism (e.g., SPF for Flipkart, SAFE-T for Amazon), then tracks each case to credit or rejection.
Yes - with commission, TCS, TDS and logistics split to the right ledgers, so your books carry the true net revenue per order.
One cycle of your own data is usually enough to see the leak.
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