Date Updated: 2023/06/07

This privacy policy is an electronic record in the form of an electronic contract formed under the information technology act, 2000 & 2021 and the rules made thereunder and the amended provisions pertaining to electronic documents / records in various statutes as amended by the information technology act, 2000& 2021. This privacy policy does not require any physical, electronic or digital signature. This document is published and shall be construed in accordance with the provisions of the information technology (reasonable security practices and procedures and sensitive personal data of information) rules, 2011 under information technology act, 2000; that require publishing of the privacy policy for collection, use, storage and transfer of sensitive personal data or information.

This privacy policy (“Policy”) explains our Company’s policy regarding the collection, use, disclosure and transfer of your data by Finnoto Solution Private Limited, a private limited company incorporated under Indian Company Act 2013, CIN U72900KA2022PTC165727 with its registered office at No. 46/1, Bhattarahalli Village, Virgo Nagar, P.O., Bangalore, Karnataka, India, 560036 or any of its affiliate(s) (“we” or “us” or “our”) using the website Finnoto available on digital platforms.

This privacy policy is a legal document binding between you and by Finnoto Solution Private Limited (hereinafter called “Finnoto”) (both terms defined below). the terms of this privacy policy will be effective upon your acceptance of the same (directly or indirectly in electronic form, by use or the website or by other means) and will govern the relationship between you and Finnoto for your use of the website (defined below).

Finnoto Solutions Private Limited, hereinafter referred to as “Finnoto” is the licensed owner of Its Product and the website Finnoto.com (”The Site”). Finnoto respects your privacy and this Privacy Policy provides information on the manner in which your data is collected and used by the Finnoto on the Site. As a visitor to the Site/ Customer you are advised to please read the Privacy Policy carefully. By accessing the services provided by the Site you agree to the collection and use of your data by the Finnoto in the manner provided in this Privacy Policy.

Please read this privacy policy carefully. by using the website, you indicate that you understand, agree and consent to this privacy policy. if you do not agree with the terms of this privacy policy, please do not use this website. you hereby provide your unconditional consent or agreements to the Finnoto as provided under section 43a and section 72a of information technology act, 2000.The User may revoke its consent for providing the sensitive information (as defined under Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011) by reaching out to Finnoto support in writing and Finnoto may discontinue to provide services, which are depended or requires such sensitive information.

Information Collected from Users

As part of the registration process or to avail services of the Finnoto the Site or the Finnoto App, Finnoto may collect the following personally identifiable information about you:

name
email address,
phone number,
business entity information,
account number of the Users,
KYC details and any other such information as required,
Demographic profile (like your age, gender, occupation, education, address etc.) and information about the pages on the site you visit/access, the links you click on the site, the number of times you access the page and any such browsing information.

We do not knowingly contact or collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us so we can promptly obtain parental consent or remove the information.

Method of collecting the Information

Finnoto collects personally identifiable information about you only as part of a voluntary registration process, on-line survey or any combination thereof. The Site may contain links to other Web sites. Finnoto is not responsible for the privacy practices of such Web sites, which it does not own, manage or control. The Site and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimise, and serve ads based on someone’s past visits to the Site.

Share your location only with permission

In serving you, Finnoto name may use or store your precise geographic location, if you give us permission to do so. We do not use or share this data for any other purpose. Many devices will indicate through an icon when location services are operating. We only share this location information with others as approved by you.

Use of the information

Finnoto will use your personal information to provide personalized features to you on the Site and to provide for promotional offers to you through the Site and other channels. Finnoto will also provide this information to its business associates and partners to get in touch with you when necessary to provide the services requested by you. Finnoto will use this information to preserve transaction history as governed by existing law or policy. Finnoto may also use contact information internally to direct its efforts for product improvement, to contact you as a survey respondent, to notify you if you win any contest; and to send you promotional materials from its contest sponsors or advertisers. Finnoto will also use this information to serve various promotional and advertising materials to you via display advertisements through the Google Ad network on third party websites. You can opt out of Google Analytics for Display Advertising and customize Google Display network ads using the Ads Preferences Manager. Information about Customers on an aggregate (excluding any information that may identify you specifically) covering Customer transaction data and Customer demographic and location data may be provided to partners of the Finnoto for the purpose of creating additional features on the website, creating appropriate merchandising or creating new products and services and conducting marketing research and statistical analysis of customer behavior and transactions.

Information automatically tracked while using the App or Site

We follow a policy to store all your credit card / other payment records in a cloud-based environment using the services of third-party infrastructure service providers.

Sharing of your information

Finnoto will not use your financial information for any purpose other than to complete a transaction with you. Finnoto does not rent, sell or share your personal information and will not disclose any of your personally identifiable information to third parties. In cases where it has your permission to provide products or services you’ve requested and such information is necessary to provide these products or services the information may be shared with Finnoto business associates and partners.

Nevertheless, Finnoto may use this information any special offers or promotional activities related to Finnoto or its services

In order to serve you better, Finnoto may share your personal and anonymous information with other companies, including vendors and contractors. Their use of information is limited to these purposes, and subject to agreements that require them to keep the information confidential. Our vendors provide assurance that they take reasonable steps to safeguard the data they hold on our behalf, although data security cannot be guaranteed. Finnoto , generally do not share personally identifiable information (such as name, address, email or phone) with other companies or allow advertising companies to collect data through our service for ad targeting.

Disclosure of your information

In addition, under any special circumstances, Finnoto could share information to help investigate, prevent or take action regarding unlawful and illegal activities, suspected fraud, potential threat to the safety or security of any person, violations of the its terms of use or to defend against legal claims; special circumstances such as compliance with subpoenas, court orders, requests/order from legal authorities or law enforcement agencies requiring such disclosure.

Protecting your personal information

To protect against the loss, misuse and modification or alteration of the information under its control, Finnoto will take reasonable steps to secure your personally identifiable information against unauthorized access or disclosure. We encrypt transmission of data on pages where you provide payment information. However, no security or encryption method can be guaranteed to protect information from hackers or human error.

Although, Finnoto will endeavor, to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that Finnoto will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.

Information collected may be stored or processed on computers located in any country where we do business.

Policy updates/Questions/Grievance Redressal

Finnoto reserves the right to change or update this policy at any time. If we make any material changes to our policies, we will place a prominent notice on our website or application. Any changes we make will be effective immediately on notice, which we may give by posting the new policy on the Site. Your use of the Services after such notice will be deemed acceptance of such changes. We may also make reasonable efforts to inform you via electronic mail. In any case, you are advised to review this Policy periodically on the Site to ensure that you are aware of the latest version. In the event you have any grievance relating to the processing of Information provided by you, you may contact our Grievance Officer or write to us at the following address: grievance@finnoto.com

Scope Justification for Google OAuth

Connect to an External Service:

Required to link with external services, this allows the app to read or write data efficiently from our server for the creation of expenses and reimbursements based on expenses and other data that is received in gmail,as explained in the justification of viewing email messages and settings, ensuring the security of your information.

It's essential for accessing your business details and vendor details, making it easier to raise expenses and send them to the right email recipients.

View Your Email Messages and Settings:

Enhances the app's ability to fetch and manage data for comprehensive expense management within the Gmail environment.

Our app requests access to view your email messages and settings for essential functionalities:

Utilises message IDs to retrieve and process Gmail data for the creation of expense/reimbursements. Ensures efficient receipt saving and data restoration for seamless expense tracking. Allows users to reopen emails and visualise the created expense/reimbursement card.

We are not accessing or asking for extra information other than as required to meet the functionality.

Finnoto use and transfer to any other app of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.

Disclaimer

In case any personal information is shared by you with us, which is not requested by us during registration, (whether mandatorily or optionally), we will not be liable for any information security breach or disclosure in relation to such information. If you have any questions regarding this Policy or the protection of your personal information, please contact our data protection officer/grievance officer.