Autonomous Finance & Revenue Operations

Focus on Decisions.
Not Operations.

Finnoto orchestrates every financial workflow behind the scenes, so your finance team spends less time managing transactions and more time driving the business.

Not stitched tools. A complete financial operating system.

See the platform

Finnoto · Platform Impact LIVE

Revenue Execution +0.6%

B2B ORDER MGMT · PO TO SETTLEMENT

PO #4821 → compliant invoice · 27 min

Revenue Intelligence +1.5%

O2C & EXCEPTION MANAGEMENT

₹42,300 short settlement caught · claimed

Revenue Recovery +0.8%

AR & COLLECTIONS

₹6.4L collected · 18 days off DSO

Accounts Payable +0.5%

PROCURE-TO-PAY

Duplicate bill blocked · ITC protected

SHARED DATA FOUNDATION

CFO IMPACT

Revenue protected

0.0%

Time to close

Day 10

Manual operations

100%

One layer helps. Four compound.

Trusted by finance teams behind India's fastest-growing brands

$1B+

Revenue Processed

20M+

Orders Reconciled

99%

Invoice Accuracy

90%

Reduction in Manual Operations

The Problem

Your money moves fast. Your systems don't.

ERPs, marketplace panels, bank portals, spreadsheets - none of them agree. The result: slow closes, silent leakage, and numbers nobody fully trusts.

Fragmented data, no single truth

Orders, settlements, and books live in different systems. Every report needs manual stitching.

Days lost consolidating, every month

Revenue leaks silently

Deductions, short payments, and unbilled orders quietly eat into margins.

2–3% of revenue lost to leakage

Payables run on chase, not control

Vendor bills chase approvals over email. Payments slip, GST and TDS checks get skipped.

Every payment run a fire drill

Compliance is always catching up

GST, TDS, e-invoicing, MSME timelines - every filing chased down at the deadline.

Penalties & blocked ITC at stake

Finnoto replaces the stitching with a system. One platform for payables, revenue, reconciliation, and collections - every transaction captured, matched, and recovered automatically.

See how it works

The Platform

Every Financial Workflow. One Connected Platform.

Three layers govern money coming in, one governs money going out - and all four run on the same reconciled data, so nothing is handed between them in a spreadsheet.

Money In 01 Revenue Execution B2B Order Management · PO to Settlement

Turn every PO into a compliant invoice

Ingest orders from any channel, validate them against contract, then generate the invoice, IRN and e-way bill automatically - and track through dispatch, GRN and POD to a settlement-ready ledger.

85% less ops time per order · zero missed POs

Explore Revenue Execution

PO Received & Validated

Done

E-Invoice IRN Generated

Money In 03 Revenue Recovery Accounts Receivable & Collections

Collect what you are owed, before it ages

Live ageing across every account, follow-ups and escalations that fire on rules instead of memory, and deduction claims filed with evidence while the window is still open.

30% more recovered · 18 days off DSO

Explore Revenue Recovery

Money In 02 Revenue Intelligence Order-to-Cash & Exception Management

Reconcile everything. Catch what breaks.

Match every order, settlement and bank credit three ways - then run 40+ continuous checks for operational and financial anomalies, with MIS and GST reporting generated off the reconciled result.

2–5% of revenue recovered · books that close daily

Explore Revenue Intelligence

Aug shortfall - deduction gap detected ₹4.5L flagged

Money Out 04 Accounts Payable Procure-to-Pay · Vendor KYB to Payout

Nothing leaves without passing every check

Vendor KYB, three-way matching, GSTIN and GSTR-2B validation, TDS computation and MSME timelines - all enforced before the payment run, not discovered during an audit.

Zero non-compliant payments · input credit protected

Explore Accounts Payable

INV-2290 · Kova Packaging · ₹4,82,000 PO ↔ GRN matched

GSTR-2B · June cycle · ITC check GST hold applied

Payment run · 14 vendors · Friday Awaiting CFO

TDS 194Q · Quarterly filing 26AS matched

The Architecture

Built for how money actually moves.

Finnoto is designed as a layered system that ensures every transaction is captured, understood, executed, and accounted for - without gaps.

01The Truth Layer

A single, reconciled source of financial truth

Every transaction is captured, matched, and continuously updated in real time.

02The Context Layer

Transactions with meaning

Contracts, pricing, and relationships ensure every transaction is understood correctly.

03The Intelligence Layer

Insights that drive action

Surface mismatches, delays, and risks automatically across your money flow.

04The Execution Layer

Systems that act, not just report

Run payables, collections, and workflows with built-in control and governance.

Shared Data Foundation All four layers operate on a shared data foundation - so there are no gaps between execution, reconciliation, and reporting.

Control Tower

100+ checks watching every rupee, in both directions.

An order nobody shipped. A credit nobody claimed. A payment nobody should have approved. Finnoto checks continuously - so breaks surface as owned exceptions, not month-end surprises.

Money In · 75+ checks Money Out · 25+ checks

Money In

Confirmed, never shipped

Promised to the customer, but no dispatch ever recorded against it.

Revenue Execution & Intelligence

Money In

Short or no settlement

Money received doesn't match money owed - or never arrived at all.

Revenue Intelligence

Money In

Claim window closing

A recoverable deduction is unclaimed and the dispute window is about to expire.

Revenue Recovery

Money Out

Duplicate invoice submitted

The same invoice entered twice through different routes, heading for a second payment.

Accounts Payable

Money Out

Invoice missing from GSTR-2B

Your vendor hasn't filed. Pay now and the input tax credit may never be claimable.

Accounts Payable

Money Out

MSME payment past 45 days

An MSME vendor is past the Section 43B(h) window - disallowance risk at year end.

Accounts Payable

20+ Execution · 40+ Intelligence · 15+ Recovery · 25+ Payables - all configurable to your contracts and policy.

The outcome

What your finance team actually gets.

Not more dashboards. A measurable change in how fast you close, how much margin survives, and how your team spends its week.

One

Financial truth

The number in your board pack is the number in your ledger.

Daily

Continuous close

Books current every morning. Month-end becomes a review, not a rebuild.

2–5%

Margin recovered

Deductions, short settlements and unbilled orders come back to the P&L.

90%

Less manual operation

Matching, chasing and filing run themselves. Your team handles exceptions.

Net effect: finance stops reconstructing the past and starts governing the present.

Built For

Works for every business that moves money at scale.

Whether you sell on five marketplaces or bill hundreds of enterprise clients - Finnoto handles the volume, the compliance, and the complexity.

Consumer Brands

D2C · B2B · Marketplaces

Fragmented settlements, channel deductions, and COD reconciliation across every channel - unified in one system.

Multi-channel sellingMarketplace settlementsDeduction recoveryCOD reconciliationReturns tracking

SaaS & Tech Companies

Subscription · B2B Invoicing · Payments

Recurring subscriptions, high B2B invoice volumes, and GST on services - an AP & AR layer that scales without headcount.

Subscription billingB2B invoice managementGST on servicesPayment reconciliationTDS compliance

B2B & Manufacturing

Supply Chain · Vendor Finance · Compliance

3-way matching at scale, MSME (43B(h)) compliance, and TDS across a complex supplier network - handled natively.

3-way matching at scaleMulti-vendor paymentsSection 43B(h) complianceGSTR-2B reconciliationSOA management

Integrations

Connects to everything your business runs on.

50+ pre-built integrations across ERP, marketplaces, payments, logistics, and communication - so Finnoto reads from your existing stack without any migration.

ERP & Accounting

Marketplaces

Payments

Logistics & Comms