Autonomous finance & revenue operations

Focus on Decisions.Not Operations.

Finnoto orchestrates every financial workflow behind the scenes, so your finance team spends less time managing transactions and more time driving the business.

Finnoto · Live ledger
LIVE
PO #4821 → compliant invoice
Revenue Execution · 27 min
Issued
₹42,300 short settlement caught
Revenue Intelligence · claim filed
Claimed
Bank credit ₹18.4L matched
Truth layer · 3-way match
Matched
₹6.4L collected
AR & Collections · 18 days off DSO
Cleared
Duplicate vendor bill blocked
Accounts Payable · ITC protected
Blocked
GSTR-2B reconciled
Compliance · 100% coverage
Filed
MSME 43B(h) ageing flagged
Payables · 4 vendors
Owned
Payment run released
81 bills cleared to pay
Paid
PO #4821 → compliant invoice
Revenue Execution · 27 min
Issued
₹42,300 short settlement caught
Revenue Intelligence · claim filed
Claimed
Bank credit ₹18.4L matched
Truth layer · 3-way match
Matched
₹6.4L collected
AR & Collections · 18 days off DSO
Cleared
Duplicate vendor bill blocked
Accounts Payable · ITC protected
Blocked
GSTR-2B reconciled
Compliance · 100% coverage
Filed
MSME 43B(h) ageing flagged
Payables · 4 vendors
Owned
Payment run released
81 bills cleared to pay
Paid
$1B+Revenue Processed
20M+Orders Reconciled
99%Invoice Accuracy
90%Reduction in Manual Operations

Trusted by finance teams behind India's fastest-growing brands

Fable Street Newme Rapido Spinny Wellbeing Nutrition Traya PhysicsWallah
The problem

Your money moves fast, your systems don’t.

ERPs, marketplace panels, bank portals, spreadsheets - none of them agree. The result: slow closes, silent leakage, and numbers nobody fully trusts.

01
Fragmented data, no single truth

Orders, settlements, and books live in different systems. Every report needs manual stitching, every month.

Days lost consolidating
02
Revenue leaks silently

Deductions, short payments, and unbilled orders quietly eat into margins.

2–3% revenue lost
03
Payables run on chase

Vendor bills chase approvals over email. Payments slip, GST and TDS checks get skipped.

Every payment a fire drill
04
Compliance is always catching up
Penalties at stake

GST, TDS, e-invoicing, MSME timelines - every filing chased down at the deadline.

The architecture

Built for how money actually moves.

Finnoto is designed as a layered system that ensures every transaction is captured, understood, executed, and accounted for - without gaps.

Auto-advancing
The Truth Layer

A single, reconciled source of financial truth

Every order, settlement, bank credit and vendor bill is captured, matched and continuously updated in real time - so every layer above works off the same number.

99.2% matched dailyERP · marketplaces · banks
Reconciled ledger
Orders ingested1,42,880
Settlements matched99.2%
Books statusCurrent

Platform overview

Built for businesses that move money at scale, Finnoto connects revenue execution, reconciliation, recovery, payables and reporting in one platform - with automated checks that catch what people miss.

Built for

Works for every business that moves money at scale.

Whether you sell on five marketplaces or bill hundreds of enterprise clients - Finnoto handles the volume, the compliance and the complexity.

Consumer Brands
D2C · B2B · Marketplaces

Fragmented settlements, channel deductions, and COD reconciliation across every channel - unified in one system.

Marketplace settlements
Deduction recovery
COD reconciliation
SaaS & Tech Companies
Subscription · B2B invoicing

Recurring subscriptions, high B2B invoice volumes, and GST on services - an AP & AR layer that scales without headcount.

Subscription billing
B2B invoice management
GST on services · TDS
B2B & Manufacturing
Supply chain · Vendor finance

3-way matching at scale, MSME (43B(h)) compliance, and TDS across a complex supplier network - handled natively.

3-way matching at scale
Multi-vendor payments
Section 43B(h) · GSTR-2B
Implementation

Live in weeks, not quarters

No migration, no rip-and-replace. One month of your data is all it takes to see Finnoto work on your real numbers.

Week 1
Connect your stack

Plug in your ERP, marketplaces, gateways and banks - read-only to start.

SAP · ERPConnected
Amazon · SellerConnected
HDFC · Bank feedSyncing
Week 2
Reconcile your history

One month of past data is processed - every mismatch and unclaimed amount surfaced.

Orders processed1,42,880
Matched99.2%
Recoverable found₹6.4L
Week 3
Switch on workflows

Approvals, payment runs and compliance checks go live on your own policies.

Approval matrixLive
GST · TDS · MSME checksOn
Payment runsScheduled
Week 4
Run on autopilot

Daily reconciliation, live dashboards and automated recovery, continuously.

Close cycleDaily
Exceptions auto-routed24
Manual ops−90%

Go from “What happened last month?” to “What is happening right now?”

Spreadsheets, marketplace panels and bank portals never agree - so the answer always arrives late.

Without Finnoto
30 daysbehind
Answers arrive at month-end
Four systems, four different numbers
Leaks found long after the money left
With Finnoto
Day 1always current
One reconciled ledger, updated daily
Breaks flagged the day they appear
Claims filed inside the window
Integrations & ecosystem

Connected to every system your money already flows through

50+ integrations across ERP, marketplaces, payments, banks, and logistics. New ones added as your stack grows. Finnoto reads your existing stack directly with no migration and no rip and replace.

SAP
Oracle
Tally
Zoho Books
NetSuite
QuickBooks
Odoo
Dynamics 365
SAP
Oracle
Tally
Zoho Books
NetSuite
QuickBooks
Odoo
Dynamics 365
Amazon
Flipkart
Myntra
Zepto
Swiggy
AJIO
Shopify
Amazon
Flipkart
Myntra
Zepto
Swiggy
AJIO
Shopify
Razorpay
Cashfree
PhonePe
Paytm
HDFC Bank
ICICI Bank
Delhivery
Shiprocket
Razorpay
Cashfree
PhonePe
Paytm
HDFC Bank
ICICI Bank
Delhivery
Shiprocket

Better control. Bigger margin.

Because Finnoto reconciles and analyses data across the entire money flow, it surfaces leakage early - driving faster closes, higher realisation and margin that survives to the P&L.

₹1B+
revenue processed on the platform
2–5%
of revenue recovered from leakage
18 days
taken off DSO
90%
fewer manual finance operations
Daily
continuous close instead of month-end
99%
invoice and compliance accuracy
₹1B+
revenue processed on the platform
2–5%
of revenue recovered from leakage
18 days
taken off DSO
90%
fewer manual finance operations
Daily
continuous close instead of month-end
99%
invoice and compliance accuracy

The financial truth and execution layerfor your entire money flow

Empower your finance team to focus on decisions, while Finnoto orchestrates every financial workflow behind the scenes.