Revenue OS · Revenue Intelligence

Reconcile every transaction.
Act on every exception.

Finnoto reconciles orders, payments, shipments, and settlements - then turns every anomaly into an actionable exception with a clear owner.

Not just order-to-cash. Every leak, wherever it starts.

1,248,391
Every dot: an order · invoice · settlement
Order #4821 Invoice INV-2291 Settlement · Flipkart Vendor bill      
99.3%
Transactions auto-matched
40+
Anomaly checks running continuously
2–5%
Revenue leakage surfaced
Daily
Close, MIS & GST - not month-end
The Problem

The money doesn't only leak at settlement.

It leaks anywhere the process breaks and nobody notices - an order that never shipped, a return that never arrived, a refund never issued, a fee charged above contract. Reconciliation alone finds the last of these. Nothing watches the rest.

01

Nothing agrees with anything

Marketplace panels, gateways, 3PL and your ERP each hold a different version of the same order.

15+ systems, no single truth
02

The lifecycle has blind spots

Confirmed but never shipped. Returned but never received. Nobody is watching the gaps between stages.

SLA breaches found by accident
03

Leakage hides inside the fees

Excess MDR, wrong commission slabs, unexplained deductions - all netted off before the money reaches you.

2–5% of revenue quietly lost
04

Reporting is rebuilt every month

MIS and GST returns get assembled by hand from data that was never reconciled in the first place.

10–15 days to close the books
Revenue Intelligence reconciles it all - then keeps watching. Three-way matching gives you the truth. On top of it, a continuously running anomaly engine checks every order against its expected lifecycle and every rupee against its agreed rate - raising an owned exception the moment either breaks.
See how
The Solution

Six steps from raw data to a closed book.

Finnoto ingests everything, matches it three ways, then runs continuous operational and financial checks over the result - routing every exception to an owner and turning the clean remainder into reporting.

Step 01 · Capture

Every system, one continuous feed

Marketplace panels, payment gateways, 3PL partners, your webstore and your ERP stream into Finnoto automatically - no exports, no monthly file drops, no manual stitching.

  • 40+ channel, gateway & logistics connectors
  • Settlement reports parsed to line level
  • Bank statements & UTR capture
One dataset instead of 15 exports
Amazon · settlement reportSynced
Flipkart · payment fileSynced
Razorpay · payouts + feesSynced
HDFC · bank credits (UTR)Synced
Shiprocket · COD remittanceSynced
Step 02 · Reconcile

Order ↔ settlement ↔ bank, matched three ways

Finnoto matches what you sold to what the channel reported to what actually hit your account - at order and line level, across every fee, tax and adjustment in between.

  • Line-level three-way matching
  • COD, prepaid, returns & RTO handled natively
  • Fees, commissions & TCS reconciled separately
99.3% matched automatically
Matched
99.3%
Channels
15+
Recon
Live
Amazon settlement ↔ order ↔ bankMatched
COD remittance · 412 ordersMatched
Razorpay payout · ₹18,400 shortException
Step 03 · Operational anomalies

Every order checked against the lifecycle it should follow

Finnoto knows what each stage should look like and how long it should take. When an order stalls, skips a stage or contradicts itself, it's flagged against SLA - not discovered a month later during recon.

  • Confirmed-not-shipped, shipped-not-delivered
  • Return initiated but SKU never received back
  • Delivery confirmation pulled from every 3PL
  • Per-channel SLA thresholds with ageing clocks
Breaks caught in days, not quarters
Confirmed, never shipped · 14 ordersSLA +2d
Shipped, no delivery confirmation · 6In transit 9d
Return started, SKU not received · 9₹1.2L risk
1,255 orders on trackHealthy
Step 04 · Financial anomalies

Every rupee checked against what was agreed

Fees, commissions, MDR and deductions are validated line by line against your contracted rates - so overcharges and unexplained shortfalls surface as claims with evidence attached, while the window is still open.

  • Excess MDR, wrong commission slab, fee drift
  • Cancelled-not-refunded & unbilled orders
  • Deduction reason codes with claim-window alerts
2–5% of revenue surfaced for recovery
Excess MDR · ₹22,400 over rateClaimable
Commission slab wrong · ₹1.2LClaimable
Cancelled, refund not issued · ₹38,4004 orders
SPF shortage · ₹88,000Window: 6d
Unbilled orders · 27 foundTo invoice
Step 05 · Exception workflow

An anomaly nobody owns is just a nicer spreadsheet

Every exception is typed, valued, aged and assigned - to ops, finance or the channel team - with escalation rules and a full audit trail from detection to resolution.

  • Auto-routing by anomaly type and value
  • Ageing clocks, SLAs and escalation ladders
  • Full audit trail - detected, actioned, closed
Exceptions closed, not just catalogued
Open
34
Value
₹6.1L
Closed 30d
218
Ops · unshipped orders (14)Assigned
Finance · MDR claim (₹22,400)Escalated
Channel team · SPF disputeResolved
Step 06 · Reporting

MIS and GST that assemble themselves

Because the underlying data is already reconciled and exception-cleared, monthly MIS, GST returns and channel P&L generate continuously - close becomes a review, not a reconstruction.

  • Monthly MIS packs, generated not built
  • GSTR-1 / GSTR-3B ready outputs with reconciliation
  • Channel P&L, contribution margin & ERP auto-posting
Continuous close - 10–15 days back
Monthly MIS pack · JulyGenerated
GSTR-1 · reconciled to booksReady
GSTR-3B · liability computedReady
Channel P&L · 6 channelsLive
Posted to ERP · SAPSynced
What we catch

Forty-plus checks, running every hour.

Some anomalies break the operation, some break the P&L - most companies find out about both at month-end. Finnoto runs them continuously against every order and every rupee. Six of the most costly:

Operational Financial
Operational

Confirmed, never shipped

Promised to the customer, but no dispatch ever recorded against it.

SLA breach · per-channel threshold
Operational

Shipped, never delivered

The 3PL never confirmed delivery to the customer. The order is in limbo - revenue booked, goods unaccounted for.

3PL delivery status · ageing clock
Operational

Return started, SKU never received

Return journey initiated and credit already expected - but the unit never physically reached your warehouse.

Return journey ↔ inward stock
Financial

Short or no settlement

Money received doesn't match money owed - or never arrived at all.

Claim window tracked per channel
Financial

Excess MDR charged

Gateway deducted a merchant discount rate above the contracted slab - small per transaction, material across a quarter.

Checked against contracted rate
Financial

Cancelled, refund not issued

Order cancelled and the customer's money is still held - a liability sitting quietly on the wrong side of the ledger.

Value quantified per order

+ 34 more checks across TCS/TDS mismatch, weight disputes, SPF shortages, lost-in-transit, duplicate invoices, credit-note gaps, commission and fee drift, and channel-specific SLA rules - with custom rules configurable to your contracts.

The outcome

What your team actually gets.

One reconciled version of revenue, every leak surfaced while it's still recoverable, and reporting that assembles itself.

One

Number you can trust

Orders, settlements and bank credits agree - one figure, everywhere.

2–5%

Revenue recovered

Deductions and short settlements surfaced as claims, while claimable.

Owned

Exceptions, not alerts

Every anomaly typed, valued, aged and assigned to an owner.

Daily

MIS & GST, generated

Monthly packs, GSTR-1/3B and channel P&L build themselves.

Net effect: close stops being a reconstruction. Leakage stops being a surprise.
Integrations

Reads every system your money touches.

Marketplaces, payment gateways, logistics partners and your ERP - reconciliation is only as good as its coverage, so Finnoto connects to all of it out of the box.

Marketplaces
Payments & Banks
Logistics & 3PL
ERP & Books
Amazon
Flipkart
Razorpay
Cashfree
Delhivery
Shiprocket
SAP
Oracle
Myntra
Meesho
Paytm
HDFC Bank
BlueDart
Unicommerce
Tally
Zoho Books
Blinkit
Zepto
PhonePe
ICICI Bank
Porter
GoKwik
NetSuite
Shopify
See all 50+ integrations
Implementation

Live in six weeks.

Read-only from day one. Finnoto reconciles your history and replays the anomaly checks against it - so you see what was breaking before you change a single process.

01
Weeks 1–2

Connect your channels

Marketplaces, gateways, 3PL, banks and ERP linked through pre-built connectors.

Read-only, nothing changes
02
Weeks 3–4

Reconcile your history

Past months processed end to end - every mismatch and unclaimed rupee surfaced.

See recoverable money early
03
Week 5

Configure the anomaly rules

SLA thresholds, fee logic and reason codes tuned to your contracts and channel behaviour.

Your SLAs, your rate cards
04
Week 6 →

Monitor continuously

Recon, anomaly detection, exception routing and MIS/GST reporting running always.

Dedicated success team
The rest of the platform

Truth is only useful if you can act on it.

Revenue Intelligence is one layer of the Finnoto platform. Each product runs on the same shared data foundation - so what's reconciled here is executed, recovered and controlled everywhere else.

See what's been
breaking all along.

Bring one month of orders and settlements. We'll reconcile them, run every anomaly check against them, and show you exactly what stalled, what leaked and what was never billed - on your real numbers, not a demo dataset.

Talk to us

30-minute walkthrough · No prep needed · See it on your own data