Money owed to youshouldn’t need chasing
Finnoto tracks every outstanding rupee, runs follow-ups and escalations on your terms, and files deduction disputes before the claim window closes - so receivables get collected, not written off.
Collections run on memory, not on process.
Most AR chasing lives in one person’s inbox and a spreadsheet they update on Fridays. Accounts get followed up when someone remembers - and the ones nobody remembers quietly become write-offs.
The AR report is built manually and stale the moment it’s shared. Nobody trusts the numbers in it.
Decisions on week-old dataReminders go out when someone has time. Escalations happen when a customer complains, not on a rule.
DSO stretches month after monthDeductions and short payments need evidence and a claim inside a fixed window. Most miss it.
Recoverable money lost to deadlinesSales says finance is chasing, finance says sales owns the relationship. The invoice just keeps ageing.
Four steps from outstanding to collected
Each step runs automatically and hands off to the next. Exceptions surface to your team the moment they appear - everything else simply completes.
Live ageing across every account - no spreadsheet, updated in real time.
Follow-ups that fire on rules, not reminders - every account worked on schedule.
Claims filed with evidence, inside the window - nothing recoverable expires unclaimed.
Cash matched, account closed, books updated - every rupee accounted for.
Fifteen-plus checks, running every hour
Collections fail quietly - an account nobody followed up, a commitment nobody tracked, a deduction nobody disputed. Finnoto checks continuously so none of it ages into a write-off. Six of the most costly:
The invoice passed its due date and no reminder has gone out - the account is ageing with nobody actively working it.
The customer committed to a date and it passed without payment - the commitment was never tracked to closure.
Cash landed in the bank but was never knocked off against open invoices - so a paid account still shows as overdue.
A customer or channel short-paid with no reason code attached - undisputed, it becomes a permanent write-off.
A recoverable deduction is unclaimed and the dispute window is about to expire.
A customer is over their sanctioned limit while carrying overdue balance - more exposure being added to a bad position.
Live in weeks, not quarters
No migration, no rip-and-replace. One month of your data is all it takes to see Finnoto work on your real numbers.
Plug in your ERP, marketplaces, gateways and banks - read-only to start.
One month of past data is processed - every mismatch and unclaimed amount surfaced.
Approvals, payment runs and compliance checks go live on your own policies.
Daily reconciliation, live dashboards and automated recovery, continuously.
Connected to where the money and the customer are
Banks and gateways for incoming cash, channels for claims, comms tools for follow-ups, and your ERP for the ledger - recovery works only when all four talk to each other.
SAP
Oracle
Tally
Zoho Books
NetSuite
QuickBooks
Odoo
Dynamics 365SAPOracleTallyZoho BooksNetSuiteQuickBooksOdooDynamics 365
Amazon
Flipkart
Myntra
Zepto
Swiggy
AJIO
ShopifyAmazonFlipkartMyntraZeptoSwiggyAJIOShopify
Razorpay
Cashfree
PhonePe
Paytm
HDFC Bank
ICICI Bank
Delhivery
ShiprocketRazorpayCashfreePhonePePaytmHDFC BankICICI BankDelhiveryShiprocketWhat your team gets, every account
Because every account is followed up on a rule and every dispute filed in time, your team stops writing off cash and starts collecting it.
Collect what’s already yours
Share your current ageing and we’ll show you which accounts are recoverable, and how much, this quarter.