F+R

Every Razorpay settlement,
tied to its orders.

Captured payments matched to orders, settlements matched to bank, MDR validated per method - and refunds reconciled against actual events.

What connects

What syncs, out of the box

Payment captureTransactions matched to orders across methods - UPI, cards, netbanking, wallets.

Settlement filesBatch settlements decomposed to transaction level and tied to bank credits.

Fee & MDR validationMethod-wise MDR checked against your commercial terms.

Refund reconciliationRefunds matched to return/cancellation events and net settlement impact.

What it unlocks

Every bank credit decomposes to the exact transactions inside it.

Method-mix and fee drift monitored continuously against contract.

Failures, chargebacks and disputes tracked to resolution, not lost in exports.

FAQ

Does this work alongside marketplace settlements?

Yes - gateway, marketplace and COD flows reconcile on the same order-level rails, one revenue number across all.

Can Razorpay payouts (vendor payments) reconcile too?

Yes - outbound payout status and UTRs tie back to the Finnoto payment run that initiated them.

Pre-built connector - no custom integration project.