# Finnoto - Full LLM Reference > Finnoto is the Revenue Operating System for modern consumer brands in India: it executes, reconciles and recovers revenue from order to cash, governs payables, and moves money at scale. Security & trust: https://finnoto.com/security. Contact: https://finnoto.com/company#contact. Use only the approved facts below. Pricing figures are sourced; operational percentages and scale metrics on the marketing pages are pending confirmation and should be attributed as company claims, not independently verified. --- ## Accounts Receivable - Order-to-Cash Automation URL: https://finnoto.com/ Finnoto Accounts Receivable automates order-to-cash for consumer brands: it executes, reconciles and recovers revenue from the moment an order is placed to the moment cash hits the bank and is posted to the books. ## What it does - Ingests orders from D2C/Shopify, marketplaces (Amazon, Flipkart, Myntra, Nykaa) and quick commerce (Blinkit, Zepto, Swiggy Instamart). - Matches every order against the marketplace/gateway settlement and the actual bank credit. - Flags short settlements, missing remittances, excess fees/deductions and returns mismatches, and helps file and track disputes to recover them. - Posts reconciled entries to ERP/accounting (SAP, Oracle, NetSuite, Tally, Zoho Books). ## Who it's for D2C, marketplace and quick-commerce brands processing high order volumes across many systems, where manual reconciliation breaks down. ## How it connects to the rest of Finnoto AR pairs with Accounts Payable (procure-to-pay control) and Bulk Payouts (disbursement) to cover the full revenue lifecycle. Links: https://finnoto.com/ · Pricing: https://finnoto.com/pricing · Contact: https://finnoto.com/company#contact --- ## Accounts Payable - Control, Compliance & Payments URL: https://finnoto.com/accounts-payable Finnoto Accounts Payable is the control layer for payables. Every payout is gated, validated, compliant and audit-ready before cash leaves the bank - from purchase request to payment to ERP posting. ## What it does - Captures invoices from email, WhatsApp, Slack or upload using OCR/AI. - Matches invoices to purchase orders and GRNs; checks GST and TDS. - Runs configurable approvals (maker-checker, role-based limits) with OTP-controlled release. - Builds in compliance: GSTR-2B matching, IMS, IRN/e-invoice validation, TDS - with a full audit trail. - Posts validated bills and payments to SAP, Oracle, NetSuite, Tally and Zoho. ## Who it's for Finance teams that need control and compliance over vendor invoices, approvals and payments at scale. Links: https://finnoto.com/accounts-payable · Pricing: https://finnoto.com/pricing · Contact: https://finnoto.com/company#contact --- ## Quick Commerce Reconciliation - Blinkit, Zepto, Instamart URL: https://finnoto.com/quick-commerce Finnoto automates quick-commerce end to end: purchase orders, validation, inventory, sale orders with e-invoice and e-way, 3PL/WMS, GRN, disputes and ERP posting. ## What it does - Ingests POs from Blinkit, Zepto, Swiggy Instamart (plus Amazon and Flipkart). - Generates and reconciles e-invoice (IRN) and e-way bills. - Matches settlements, fees and returns against bank credits and books. - Identifies excess fees, penalties and short payments line by line and helps recover them. ## Who it's for Brands selling on quick-commerce platforms where deductions and short settlements are common. Links: https://finnoto.com/quick-commerce · Pricing: https://finnoto.com/pricing · Contact: https://finnoto.com/company#contact --- ## Shopify / D2C Commerce Reconciliation URL: https://finnoto.com/shopify-commerce Finnoto aggregates Shopify, payment gateways and 3PL into one end-to-end MIS - every order traced from checkout to bank credit. ## What it does - Ties Shopify orders to payment-gateway settlements (Razorpay, PhonePe, Paytm, Juspay, Cashfree, PayU) and logistics data (Delhivery, Shiprocket, XpressBees, Shadowfax). - Handles COD remittance matching and RTO/returns tracking so unremitted or wrongly-charged amounts surface for recovery. - Posts to accounting (Tally, Zoho, SAP, Oracle, NetSuite). ## Who it's for D2C brands on Shopify reconciling across gateways, couriers and accounting. Links: https://finnoto.com/shopify-commerce · Pricing: https://finnoto.com/pricing · Contact: https://finnoto.com/company#contact --- ## Amazon Seller Central (3P) - Settlements, Fees, GST & Books URL: https://finnoto.com/amazon-seller-central Finnoto runs Amazon Seller Central end to end: it pulls FBA and Seller Flex orders, reconciles settlements and charges, supports GST reporting (MTR/GSTR/TCS) and books filing. ## What it does - Matches every order to its fees, deductions and the deposited amount to reveal true net realisation. - Surfaces lost/damaged inventory, fee overcharges and settlement discrepancies for FBA reimbursement claims, tracked to closure. - Reconciles MTR/GSTR and TCS data for accurate GST reporting. ## Who it's for Amazon 3P sellers who need settlement-accurate books and to recover deductions. Links: https://finnoto.com/amazon-seller-central · Pricing: https://finnoto.com/pricing · Contact: https://finnoto.com/company#contact --- ## Amazon Vendor Central (1P) - PO to Credit Note URL: https://finnoto.com/vendor-central Finnoto automates the full Amazon Vendor Central (1P) lifecycle: PO ingestion, validation, e-invoice and e-way bill, appointments, GRN reconciliation, and shortage and chargeback recovery. ## What it does - Matches POs, ASNs and GRNs to identify shortage claims and chargebacks, then helps dispute and recover with evidence. - Generates and validates e-invoice and e-way bills as part of the PO-to-credit-note flow. - Posts to ERP (SAP, Oracle, NetSuite, Tally, Zoho). ## Who it's for Brands selling to Amazon wholesale (1P) who face shortages and chargebacks. Links: https://finnoto.com/vendor-central · Pricing: https://finnoto.com/pricing · Contact: https://finnoto.com/company#contact --- ## Pricing URL: https://finnoto.com/pricing Finnoto uses transparent, volume-based pricing: a predictable monthly platform fee plus a small per-order rate beyond your plan. No hidden fees; no credit card required to start. ## Plans - Starter - Rs 2,999/month, up to 2,500 reconciled orders, Rs 0.83 per extra order, Rs 0 onboarding, email support. - Growth (most popular) - Rs 9,999/month, up to 15,000 orders, Rs 0.66 per extra order, Rs 16,500 one-time setup, priority support. - Enterprise - custom, volume-based pricing, custom per-order rate, custom implementation and SLA. ## High volume Above ~15,000 orders/month pricing becomes custom Enterprise pricing. As a guide, ~100,000 orders/month typically lands in the Rs 74,700–Rs 1,82,600/month range, depending on modules (AR, AP, Payouts), integrations, controls and reporting depth. This is higher than a simple Growth per-order overage because it bundles enterprise modules and SLAs. Prices exclude applicable taxes (e.g. GST). Links: https://finnoto.com/pricing · Contact: https://finnoto.com/company#contact --- ## Case Study - How Rapido Automated Accounts Payable at Scale URL: https://finnoto.com/rapido Rapido, one of India's largest mobility platforms, automated accounts payable with Finnoto: AI invoice capture, rule-based approvals, real-time visibility and built-in compliance. ## Highlights (pending Rapido + founder sign-off) - Substantial reduction in manual effort and faster vendor payments. - Invoice processing time cut from roughly 12 minutes to under a minute per invoice. - Vendor onboarding automated end to end (GST status, MSME classification, bank verification) with policy and violation checks keeping every transaction auditable. Note: specific figures shown on the case-study page are pending final confirmation. Links: https://finnoto.com/rapido · Contact: https://finnoto.com/company#contact --- ## Our Vision - Computing Financial Truth in Real Time Finnoto's long-term thesis (see https://finnoto.com/vision): financial truth is broken - enterprises reconstruct it across fragmented systems after the fact - and AI will force it to be rebuilt. The financial stack is shifting from systems of record to systems of execution, from static reporting to continuous computation, from fragmented tools to a unified truth layer. Finnoto starts where complexity is highest (revenue, payables, collections - live today as the Revenue Operating System for consumer brands in India) and is building the financial truth & execution layer for AI-native enterprises: connectors, a unified transaction-level data & context layer, an intelligence & workflow engine, and execution modules with humans on the exceptions. Journey: revenue operations now, intelligence layer next, autonomous finance worldwide beyond. ## Accounts Payable - Deep-Dive Use Cases Finnoto runs six AP workflows end to end for Indian enterprises: (1) GSTR-2B reconciliation & ITC risk - continuous books/2B/IMS matching, vendor follow-ups and GST-portion payment holds under Section 16(2)(aa) and IMS-era rules; (2) TDS reconciliation - both directions against Form 26AS with automated Form 16A distribution and mismatch tickets; (3) quarterly vendor SOA reconciliation - automated statement requests, API-based line matching, SLA-tracked mismatch tickets (SA 505-style confirmations); (4) budget & provision management - request-time budget checks, committed-vs-actual, auto-drafted month-end provisions; (5) contract lifecycle & recurring payments - extracted rate cards/escalations enforced on invoices, guarded recurring schedules; (6) infra management - multi-site rent with 194-I TDS, security-deposit recoverable ledger, validated utility payments. Pages: /gstr-2b-reconciliation /tds-reconciliation /soa-reconciliation /budget-provisions /clm-recurring-payments /infra-management